FREE Retirement Readiness Classes in Bryan, TX

Small Classes

Limited Seating

3 Different Classes Held Monthly for

Baby Boomers Age 55 and Over!

We have evening classes in our office just 4 minutes from Briarcrest & Hi-6, Bryan TX.
After you Register you will receive a map and class information via email.

 Social Security Maximization & Retirement Pitfalls                    

What Baby Boomers Need to Know -  NOW  - to Maximize their Income for a Lifetime!

  • When Should I/we apply for benefits?*                              
  • How can I MAXIMIZE my/our benefits?*
  • What’s the EXACT cost to claim early?
  • What’s the EXACT benefit to delaying claim?
  • Relevant couples claiming case examples.
  • What’s left after the changes from the Bipartisan Budget Act of 2015.
  • Optional Social Security Claiming strategies if you Divorced or Widowed? *
  • Long Term Care options for Boomers and older seniors.
  • Money Saving couples options for Long Term Care you never knew existed!
  • How to spot a Long Term Care “look or sound alike” insurance policy.
  • Reference Handouts and a Social Security Guide Book to take home for all attendees.

*The Social Security Admin. cannot do this for you!   

This is an educational class.  Nothing will be sold or offered at this event.   

Not affiliated with or endorsed by the Social Security Administration.

CLICK BELOW for info on Classes  and to register online now.

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Planning Your Retirement Course

     This course has been designed to develop an essential knowledge base on the working principles of building a conservative retirement plan for those facing or already in retirement. In 2 consecutive classes, we will cover various aspects of retirement planning that will increase your awareness to the overall risks associated with longevity, income, retirement preservation and pertinent financial decisions.        Held on two consecutive Thursday evenings.

     This comprehensive course aims to address the difficult retirement decisions such as Income Planning, Social Security Maximization and the pitfalls to avoid. You will be shown how to minimize risk and volatility in your portfolio and preserve capital by using financial tools to help you better understand risk, taxes, budgeting, and estate planning.

  • Why so many retirees are in danger of outliving their money, and steps you can take to avoid it.
  • How to properly plan for rising healthcare costs, inflation and higher interest rates during retirement.
  • Understanding the risks involved with different types of investments and how to allocate assets based on your personal risk tolerance.
  • The sources of retirement income – including updates on Social Security – and how to build a solid retirement income plan of your own.
  • The rules, regulations and tax consequences of Qualified Plans (IRA, 401k and 403b) and how to manage them.
  • Key questions you should ask any financial advisor.
  • Getting your estate in order: understanding wills, trusts, probate and tax-efficient distribution to your heirs.

CLICK BELOW for info on Classes  and to register online now.

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Retirement Test Drive - Class 101

Learn the right questions to ask!  Get YOUR questions answered!

Lots of class input as we go thru a complete retirement plan section by section.

· The Color of Money - with taxation overview & Rule of 100          
· A look a your expenses, medical costs and inflation
· Income streams - to inflate or deflate, that’s the question
· Social Security Maximization - everyone’s concern!
· CD’s, Savings, Pensions & SS, and making your own pension
· Understanding Portfolio RISK - most folks do not understand this!

· Assets Under Management, RMD’s, Delayed RMDs
· How to make a financial decision -  this is Job #1!

Handouts:     Guide to Social Security  |  Relevant Articles  |  2016 Tax Summary

CLICK BELOW for info on Classes  and to register online now.

See Dates, Times and Register

Check back often as we add a new class & dates often. 

Signup for our monthly newsletter and also get a once a week retirement planning article. 

Got a question?  Call 979-820-4281